Most professionals think they understand banking. Few have questioned what it could be. Alt_Institute is where you begin — short courses, visual decks, and focused sessions that introduce you to the principles reshaping how new wealth is built, protected, and shared.
Sharp. Visual. Five minutes each. These decks break down the core concepts of ethical finance — no jargon, no filler. Start with any one that catches your eye.
Short, focused video sessions you can watch between meetings. Each one takes a single concept from ethical finance and shows you how it works in practice — no theory for theory's sake.
For the curious ones. These long-form reads go deeper into the mechanics — how non-interest financing actually works for homes, businesses, investments, and insurance. This is where understanding starts to compound.
Most people manage money the way they were taught — without questioning the system. This is where you start rebuilding from the ground up, with a framework that actually works for you.
Read MoreHow you secure the 80% to buy your dream home will determine whether you're truly building wealth — or simply renting debt for the next two decades.
Read MoreVariable rate loans pass the burden of the entire economy onto your monthly budget. We don't do "subject to market conditions." We offer Absolute Certainty.
Read MoreTraditional bonds are a promise. Sukuk gives you ownership of the actual infrastructure — the bricks, the asphalt, and the income they generate.
Read MoreIf your leased generator breaks down due to a factory defect, it's our problem — not yours. You pay for power, not for a broken machine sitting in your yard.
Read MoreStandard insurance asks, "Where did my money go?" Takaful answers: if the estate was safe this year, the surplus comes back to you. You are rewarded for staying safe.
Read MoreEmeka knows every factory in Guangzhou and every clearing agent in Apapa. His only missing puzzle piece is capital. We don't lend it — we invest it alongside him.
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Abubakar Muhammad Musa is currently a Sharia Advisor and Consultant for SHAPE Knowledge Services a consulting firm based in Kuwait. He has been involved in product development, Sharia research and approval of Islamic banking products for different clients. His work covers retail banking, corporate banking and project finance deals.
Formerly, Abubakar worked as a Researcher in different units at International Shariah Research Academy for Islamic Finance (ISRA) in Kuala Lumpur, Malaysia. Besides his primary assignments in ISRA, he taught Shariah Rules in Financial Transactions to Chartered Islamic Finance Professional (CIFP) Masters online Students of International Centre for Education in Islamic Finance (INCEIF), Malaysia. He also taught MBA and BBA Students different Islamic Banking and Finance Subjects at University College of Bahrain.
Abubakar holds two Diplomas with distinction, one in Islamic Law and the other in Arabic Language from Al-Imam University Riyadh. He also holds LLB (Hons) degree in Shariah from the same University. He successfully completed his (CIFP) Professional Masters Degree Programme at (INCEIF), Malaysia. He had his internship program on Islamic Banking & Finance at Fajr Capital in Kuala Lumpur. During the programme, Abubakar conducted research relating to product structuring and market development.
Abdurraheem Ahmad Sayi is a legal practitioner and Consultant of over 16 years of active legal practice. He is currently the principal partner, A.A. Sayi & Co. (Qist Chambers) and Qadi, Independent Shari’ah Panel of Lagos State – a platform, through which he has delivered several judgments of in-depth analysis, widely applauded by leading legal and intellectual icons, including learned Judges, professors of law and Islamic Studies.
He is the Executive Director/C.E.O., ClearPath Islamic Centre (Incorporated), Lekki-Lagos and Chief Imam, SilverPoint Central Mosque, Badore, Ajah-Lagos. Fondly called Imam Sayi, Abdurraheem is the designate Chairman, Shari’ah Advisory Committee, Mutual Benefit Takaaful.
Imam Sayi has also authored a few works, some of which include: The Financial Obligations: a compendium of essays on monetary or material obligations under Islamic Law and Waqf (Charity Endowment): The Governing Principles.
He holds a Certificate on Improving Personal Effectiveness from the Lagos Business School (Pan African University) and he is a recipient of numerous awards and certificates of merits.
Education:
Master of Arts Law and Diplomacy, The Fletcher School of Law & Diplomacy.
Bachelor of Arts Arabic & Islamic Studies, The University of Chicago.
Shariah Board Experience:
Bank Muscat Meethaq (2013 – 2017)
Sterling Bank Nigeria (Since 2013)
University Bank, USA (Since 2006)
Abdulkader Thomas has over 35 years of diversified financial services experience in major markets. With a Master of Arts Law and Diplomacy from The Fletcher School of Law & Diplomacy and a BA in Arabic & Islamic Studies from The University of Chicago. His areas of activity have included trade finance, real estate finance, securities and alternative finance.
As the general manager of a foreign bank branch in New York, he secured the first US regulatory approvals of Islamic mortgage and instalment credit/sale as banking instruments. Later, he secured US regulatory approval for profit sharing deposits. Abdulkader has been involved in the successful implementation of these products in the US market. With more than 17years Shariah Board Experience in Bank Muscat Meethaq, Sterling Bank Nigeria and University Bank USA, Abdulkader has worked on IFTA projects in Europe, Africa, Southeast Asia, and an authority on Islamic deal structures and securities.
He also serves as a director of Alkhabeer Capital in Jeddah and Chairman of Alkhabeer (DIFC). He is a member of the international advisory board of the Securities Commission of Malaysia, a published author, and an active speaker on Islamic finance.