No bank account needed

Looking for a hassle-free, convenient, and secure way to manage your finances or surprise your loved ones with the perfect gift? Look no further than the Altbank Prepaid Card! Our reloadable Naira denominated card is packed with features and benefits designed to make your life easier.

  1. Reloadable Naira Denominated: Load your card with funds whenever you need, in Naira currency.

  2. No Prior Account Required: Say goodbye to the hassle of opening and maintaining a bank account. With Altbank Prepaid Card, anyone can enjoy the convenience of electronic payments.

  3. Minimum KYC: Simple KYC requirements make getting your card a breeze. Just provide your name, address, and phone number, along with a valid means of ID or utility bill.

  4. EMV Compliant: Our card utilizes Chip and PIN technology, ensuring the highest level of security for your transactions.

  5. Versatile Usage: Use your card to pay for goods and services at domestic sites, POS terminals, and ATMs across Nigeria.

  6. Perfect Gift Option: Spread joy and convenience by gifting your friends, colleagues, and loved ones the Altbank Prepaid Card. It takes away the stress of choosing the right gift and eliminates the risks associated with cash gifts.

  7. Financial Management: Manage your finances effortlessly with the ability to make recurring payments and online transactions securely.

  8. Flexible Co-Branding: Altbank Prepaid Card offers flexible options for co-branding with organizations and corporate bodies, making it an ideal choice for businesses looking to enhance their brand presence.

  9. Secure Online Transactions: Enjoy peace of mind with 3D secure transactions, requiring a one-time password (OTP) for verification.

  10. 24-Hour Support: Our dedicated contact center is available round the clock to assist you with any queries or concerns.

  • ATM Withdrawal: ₦20,000
  • POS Transactions: ₦250,000
  • Online Transactions: ₦250,000
  • Reloadable Limit: ₦250,000


Curious about how to apply, fund, or use your Altbank Prepaid Card? Check out our FAQ section for all the answers you need!

What is Altbank prepaid Card?

Altbank Prepaid Card can be purchased by existing customers and non-customers of the bank. Simply provide your minimum KYC details i.e. Name, Address and Phone number and provide a valid means of ID or Utility bill.

Altbank Prepaid Card can be purchased by existing customers and non-customers of the bank. Simply provide your minimum KYC details i.e. Name, Address and Phone number and provide a valid means of ID or Utility bill.

Apply using the request link or visit the nearest Altbank branch of choice. For Corporate requests, please contact your account officer.

You can fund your card via pay direct at any Altbank branch or other banks of choice, you can also fund your card via Quick teller online using your debit card to transfer funds to the prepaid card number.

Card balance can be checked on the ATM.

Your Verve Prepaid card statement will be made available to you on request at our branches or contact our help support via mobile ; 0201-7000555 or send mail to [email protected].

No, the Verve Prepaid Card is a domestic card.

No, the card is not linked to any account, funding is done with the card number.

Card balance is regulated at a maximum amount of N250, 000.

Altbank prepaid cost N1,000 VAT exclusive.

No minimum card balance and maintenance fee is applicable to card.

Please see use case options for both individual and corporates





Expense Card/shopping card


Payroll Cards for Salary disbursements



Gift Card


Travel and Entertainment allowance disbursements/ Gift Card


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Abubakar Muhammad Musa


Abubakar Muhammad Musa is currently a Sharia Advisor and Consultant for SHAPE Knowledge Services a consulting firm based in Kuwait. He has been involved in product development, Sharia research and approval of Islamic banking products for different clients. His work covers retail banking, corporate banking and project finance deals.

Formerly, Abubakar worked as a Researcher in different units at International Shariah Research Academy for Islamic Finance (ISRA) in Kuala Lumpur, Malaysia. Besides his primary assignments in ISRA, he taught Shariah Rules in Financial Transactions to Chartered Islamic Finance Professional (CIFP) Masters online Students of International Centre for Education in Islamic Finance (INCEIF), Malaysia. He also taught MBA and BBA Students different Islamic Banking and Finance Subjects at University College of Bahrain.

Abubakar holds two Diplomas with distinction, one in Islamic Law and the other in Arabic Language from Al-Imam University Riyadh. He also holds LLB (Hons) degree in Shariah from the same University. He successfully completed his (CIFP) Professional Masters Degree Programme at (INCEIF), Malaysia. He had his internship program on Islamic Banking & Finance at Fajr Capital in Kuala Lumpur. During the programme, Abubakar conducted research relating to product structuring and market development.

Abdurraheem Ahmad Sayi


Abdurraheem Ahmad Sayi is a legal practitioner and Consultant of over 16 years of active legal practice. He is currently the principal partner, A.A. Sayi & Co. (Qist Chambers) and Qadi, Independent Shari’ah Panel of Lagos State – a platform, through which he has delivered several judgments of in-depth analysis, widely applauded by leading legal and intellectual icons, including learned Judges, professors of law and Islamic Studies.

He is the Executive Director/C.E.O., ClearPath Islamic Centre (Incorporated), Lekki-Lagos and Chief Imam, SilverPoint Central Mosque, Badore, Ajah-Lagos. Fondly called Imam Sayi, Abdurraheem is the designate Chairman, Shari’ah Advisory Committee, Mutual Benefit Takaaful.

Imam Sayi has also authored a few works, some of which include: The Financial Obligations: a compendium of essays on monetary or material obligations under Islamic Law and Waqf (Charity Endowment): The Governing Principles.

He holds a Certificate on Improving Personal Effectiveness from the Lagos Business School (Pan African University) and he is a recipient of numerous awards and certificates of merits.

Abdulkader Thomas


Master of Arts Law and Diplomacy, The Fletcher School of Law & Diplomacy.

Bachelor of Arts Arabic & Islamic Studies, The University of Chicago.

Shariah Board Experience:

Bank Muscat Meethaq (2013 – 2017)

Sterling Bank Nigeria (Since 2013)

University Bank, USA (Since 2006)


Abdulkader Thomas has over 35 years of diversified financial services experience in major markets. With a Master of Arts Law and Diplomacy from The Fletcher School of Law & Diplomacy and a BA in Arabic & Islamic Studies from The University of Chicago. His areas of activity have included trade finance, real estate finance, securities and alternative finance.

As the general manager of a foreign bank branch in New York, he secured the first US regulatory approvals of Islamic mortgage and instalment credit/sale as banking instruments. Later, he secured US regulatory approval for profit sharing deposits. Abdulkader has been involved in the successful implementation of these products in the US market. With more than 17years Shariah Board Experience in Bank Muscat Meethaq, Sterling Bank Nigeria and University Bank USA, Abdulkader has worked on IFTA projects in Europe, Africa, Southeast Asia, and an authority on Islamic deal structures and securities.

He also serves as a director of Alkhabeer Capital in Jeddah and Chairman of Alkhabeer (DIFC). He is a member of the international advisory board of the Securities Commission of Malaysia, a published author, and an active speaker on Islamic finance.