Category: Products

The Rise of the Women-Only Coworking Space: Inside Nigeria’s New Work Culture

The Rise of the Women-Only Coworking Space: Inside Nigeria's New Work Culture

There’s a particular kind of exhaustion that comes from working out of your dining table for the third year running, sharing bandwidth with a Netflix-streaming teenager, taking client calls in a bedroom with clothes visible in the background, and still being expected to show up “professional” on a video call by 9 am. If that’s […]

Ethical Budgeting: How to Build Wealth Without Riba (Interest)

Ethical Budgeting: How to Build Wealth Without Riba (Interest)

Picture this: it’s the end of another month, your salary just landed, and within 48 hours half of it is already gone. Rent, transport, data, that one aunty’s birthday contribution, and somehow you still can’t fully explain where it went. If that sounds familiar, you’re not alone, and you’re definitely not bad at math. You’re […]

Halal Savings Accounts in Nigeria: How Non-Interest Banking Actually Works

Halal Savings Accounts in Nigeria: How Non-Interest Banking Actually Works

Non-interest banking sounds like one of those phrases that gets thrown around a lot without anyone really explaining it. You’ve probably heard it somewhere or seen it in an article; you may have even nodded along in a conversation where it was being discussed and quietly wondered what it actually means for your money. Here’s […]

The Equity Protocol: From Renting Debt to Buying Bricks

Let’s talk about the ultimate Nigerian dream: Owning a home in a prime location, say, Lekki or Ikeja GRA. You’ve saved up 20% of the asking price, but you need the remaining 80% to secure the keys. How you secure that 80% will determine whether you are truly building wealth, or simply renting debt for […]

How to Stop Lifestyle Inflation: 5 Habits to Avoid After a Salary Increase

The email you’ve been looking forward to all year finally drops. Your heart does a little jump. You read the words: “Congratulations,” “promotion,” “salary adjustment.” You’ve done it. You got the raise. That first salary alert hits, and you feel it; that beautiful, extra cushion; you’re “richer-ish.” You can finally breathe. You can finally get […]

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Abubakar Muhammad Musa

Summary

Abubakar Muhammad Musa is currently a Sharia Advisor and Consultant for SHAPE Knowledge Services a consulting firm based in Kuwait. He has been involved in product development, Sharia research and approval of Islamic banking products for different clients. His work covers retail banking, corporate banking and project finance deals.

Formerly, Abubakar worked as a Researcher in different units at International Shariah Research Academy for Islamic Finance (ISRA) in Kuala Lumpur, Malaysia. Besides his primary assignments in ISRA, he taught Shariah Rules in Financial Transactions to Chartered Islamic Finance Professional (CIFP) Masters online Students of International Centre for Education in Islamic Finance (INCEIF), Malaysia. He also taught MBA and BBA Students different Islamic Banking and Finance Subjects at University College of Bahrain.

Abubakar holds two Diplomas with distinction, one in Islamic Law and the other in Arabic Language from Al-Imam University Riyadh. He also holds LLB (Hons) degree in Shariah from the same University. He successfully completed his (CIFP) Professional Masters Degree Programme at (INCEIF), Malaysia. He had his internship program on Islamic Banking & Finance at Fajr Capital in Kuala Lumpur. During the programme, Abubakar conducted research relating to product structuring and market development.

Abdurraheem Ahmad Sayi

Summary

Abdurraheem Ahmad Sayi is a legal practitioner and Consultant of over 16 years of active legal practice. He is currently the principal partner, A.A. Sayi & Co. (Qist Chambers) and Qadi, Independent Shari’ah Panel of Lagos State – a platform, through which he has delivered several judgments of in-depth analysis, widely applauded by leading legal and intellectual icons, including learned Judges, professors of law and Islamic Studies.

He is the Executive Director/C.E.O., ClearPath Islamic Centre (Incorporated), Lekki-Lagos and Chief Imam, SilverPoint Central Mosque, Badore, Ajah-Lagos. Fondly called Imam Sayi, Abdurraheem is the designate Chairman, Shari’ah Advisory Committee, Mutual Benefit Takaaful.

Imam Sayi has also authored a few works, some of which include: The Financial Obligations: a compendium of essays on monetary or material obligations under Islamic Law and Waqf (Charity Endowment): The Governing Principles.

He holds a Certificate on Improving Personal Effectiveness from the Lagos Business School (Pan African University) and he is a recipient of numerous awards and certificates of merits.

Abdulkader Thomas

Education:

Master of Arts Law and Diplomacy, The Fletcher School of Law & Diplomacy.

Bachelor of Arts Arabic & Islamic Studies, The University of Chicago.

Shariah Board Experience:

Bank Muscat Meethaq (2013 – 2017)

Sterling Bank Nigeria (Since 2013)

University Bank, USA (Since 2006)

Summary

Abdulkader Thomas has over 35 years of diversified financial services experience in major markets. With a Master of Arts Law and Diplomacy from The Fletcher School of Law & Diplomacy and a BA in Arabic & Islamic Studies from The University of Chicago. His areas of activity have included trade finance, real estate finance, securities and alternative finance.

As the general manager of a foreign bank branch in New York, he secured the first US regulatory approvals of Islamic mortgage and instalment credit/sale as banking instruments. Later, he secured US regulatory approval for profit sharing deposits. Abdulkader has been involved in the successful implementation of these products in the US market. With more than 17years Shariah Board Experience in Bank Muscat Meethaq, Sterling Bank Nigeria and University Bank USA, Abdulkader has worked on IFTA projects in Europe, Africa, Southeast Asia, and an authority on Islamic deal structures and securities.

He also serves as a director of Alkhabeer Capital in Jeddah and Chairman of Alkhabeer (DIFC). He is a member of the international advisory board of the Securities Commission of Malaysia, a published author, and an active speaker on Islamic finance.