How to Stop Living Paycheck to Paycheck: A Step-by-Step Plan to Break the Cycle
It’s countdown to payday! The energy is high as we plan all the things that money will do; money that feels like it’ll solve all the pressing issues before it comes in, and then it never is enough when it does come in. The salary alert hits your phone. For a glorious 48 hours, you […]
Financial Independence in Your 20s and 30s: Tips That Actually Work
Let’s be real. Who hasn’t dreamt of the “soft life”? That moment you check your bank account and feel peace, not panic. The freedom to pursue a passion, handle an emergency without breaking a sweat, or just live without the constant anxiety of a dwindling balance. For many of us in our 20s and 30s, […]
Black Tax in Nigeria: How to Manage Family Obligations Without Sacrificing Your Future
Picture this; you get your salary alert. That beautiful, glorious notification hits your phone. You smile. For a brief, shining moment, you’re king (or queen) of the world. Then, the second wave of notifications begins. “Mummy, my data has finished.” “Brother, I need to buy this textbook for my project.” “Sister, just small ₦20k to […]
7 Key Concepts of Non-Interest Banking Nigerians Should Know in 2025
To the onlooker, banking can sometimes feel like a world of jargon, numbers, and contracts you need a lawyer to decode. But here’s the thing: non-interest banking isn’t as complicated as it sounds. In fact, at its heart, it’s about fairness, transparency, and shared prosperity. Instead of money being made from money (through interest), non-interest […]
Combatting Food Insecurity and Fighting Hunger Levels – The Alternative Bank’s Food Bank Initiative
Every day, millions go hungry while tons of food are lost or wasted. That’s a painful paradox. When food disappears somewhere along the supply chain or is thrown away, that’s not just lost dinner, it’s lost opportunity, lost wealth, and lost hope. Globally, about 13.2% of food is lost between harvest and retail and around […]
Scam Alert: How To Protect Your Bank Account from Fraud
Picture this: Bassey has been saving money in his account because he needs to make a purchase at the end of the quarter. Then, he gets an email from what looks like a reputable brand, warning that his password was just tampered with and urging him to change it, with a link conveniently included. He […]
7 Must-Use Features on the Alt Bank App for Smarter Banking in Nigeria
You know how we all download and set up our bank apps once we open a bank account, and so begins the funds transfers, airtime buying, and even bill payments, and it looks like that’s all the bank app has to offer, well that’s not the case with us at the Alternative bank. Banking today […]
Non-Interest Banking in Nigeria: What You Need to Know About Ethical Banking
Ethical banking, non-interest banking; these are terms you’ve probably heard at one point in your banking journey, but what do these terms really mean in general, and what does it mean for you to bank with a non-interest or ethical bank? In a rapidly evolving financial landscape, non-interest banking is emerging as a transformative force […]
No More Panic: A Parent’s Guide to Paying School Fees Stress-Free
The arrival of every school year is predictable thanks to the academic calendar, yet the average parent is caught unprepared each year and then finds themselves scrambling for a way out. Not to worry, this is not us throwing shades or jabs, the truth is we understand that between the inflation rate and the increasing […]
What You Need to Know about Debt Service Coverage Ratio
1.2 Understanding Debt Service Coverage Ratio After Madam Mary’s outburst at Tolu for his bad credit report, (read about it here) he walked away sad and drowned himself in his thoughts. “How did Madam Mary know about my debts? It’s not a big deal. He was only eating Iya Abeke’s food on Credit and had […]
