Smart Parenting: Financial Planning for Your Child’s Education
The weight of the joy and responsibility that comes with being a parent is such an interesting paradox; you now have these little humans who light up your world, and for whom you feel you can give the whole world. “Feeling” you can do something however, and having the ability to do it are two […]
Supply Chain Ethics: Why It Matters for Nigerian SMEs
We had a quick chat with Opeyemi last week about business processes, and it turned out that one of her great frustrations in managing her textile business is the supply chain, especially the sincerity and transparency of her fabric suppliers. When they promise that they are sending her a delivery of fabrics that are 95% […]
The Smartest Way to Finance Your First Car in Nigeria (Without Drowning in Debt)
You know that moment when you get dressed in a nicely ironed white shirt and you set out for work. As you step out your door, you remember that you’re going to work in a Danfo, and for a split second you consider changing the shirt because you know that there are no rules in […]
Financial Wellness for Men: 3 Simple Habits to Improve Mental Health
Today is International Men’s Day, a day the world pauses to acknowledge some amazing people amongst us; men. We pause to acknowledge the positive value men bring to families, communities, and society. Equally importantly, it’s a day to shine a spotlight on the challenges men face, particularly around their health and overall well-being; and let’s […]
Business Financing 101: Smart Ways to Fund Growth Without Losing Control
You’ve got plans (big ones); you want to scale up, hire more people, move into new markets, or finally turn that side hustle into a fully-fledged brand. But growth costs money, and the wrong kind of money can come with heavy strings attached; interest, rigid repayment schedules and sometimes a loss of control over what […]
Smart Money Habits Nigerians Need in 2025: How to Build Wealth Without Stress
If there was a contest for “Best in making new year resolutions”, we have a strong feeling that Nigerians would win it, but typically by February/March, most people have lost all motivation to push their resolutions through, and by September? The average person just wants to survive the rest of the year because “the year […]
Why Every Nigerian Needs an Emergency Fund (And How to Start One Today)
Before diving into how to build an emergency fund, let’s clear up a common misconception: not everything urgent is an emergency. That 50% off sale at your favourite boutique? Not an emergency. Upgrading your iPhone 15 Pro to the 17 Pro Max? Also, not an emergency. Don’t worry, we’ll show you how to afford those […]
How to Stop Living Paycheck to Paycheck: A Step-by-Step Plan to Break the Cycle
It’s countdown to payday! The energy is high as we plan all the things that money will do; money that feels like it’ll solve all the pressing issues before it comes in, and then it never is enough when it does come in. The salary alert hits your phone. For a glorious 48 hours, you […]
Financial Independence in Your 20s and 30s: Tips That Actually Work
Let’s be real. Who hasn’t dreamt of the “soft life”? That moment you check your bank account and feel peace, not panic. The freedom to pursue a passion, handle an emergency without breaking a sweat, or just live without the constant anxiety of a dwindling balance. For many of us in our 20s and 30s, […]
Black Tax in Nigeria: How to Manage Family Obligations Without Sacrificing Your Future
Picture this; you get your salary alert. That beautiful, glorious notification hits your phone. You smile. For a brief, shining moment, you’re king (or queen) of the world. Then, the second wave of notifications begins. “Mummy, my data has finished.” “Brother, I need to buy this textbook for my project.” “Sister, just small ₦20k to […]
