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Most financing makes you apply first and find out later. AltSupa flips that. See your personal credit line of up to ₦20 million, then use it across cars, phones, rent, solar, travel and business. No paperwork. No queues. No guessing.
Free to check. Checking your credit line costs nothing and doesn't commit you to anything.
AltSupa is The Alternative Bank's unified financing platform. Instead of separate applications for a car, a phone, rent or business capital, you get one personal credit line, assessed upfront from your BVN, income and credit history, and you decide how to use it.
The whole journey is digital. Most people see their credit line within minutes.
Sign up on AltSupa with your BVN and NIN. That's the identity part done. No forms, no photocopies.
Use your AltBank account, link any Nigerian bank securely via Mono, or simply upload a PDF statement covering the last 6 months.
AltSupa analyses your income, credit score and obligations, then shows you a personalised credit line and every product you're eligible for.
Choose what you need, sign a digital offer letter, and funds are disbursed to the vendor, provider or your account. Some products pay out same day.
Come for one thing, discover you qualify for more. Every product below runs on the same credit line, with no separate applications.
Finance a vehicle with a 15% equity contribution. Funds go straight to the dealership; you pick up your car from your home branch.
Solar systems, inverters and clean-energy solutions with a 20% equity contribution, so NEPA stops deciding your schedule.
Get a phone or device up to your approved limit. Funds go to the vendor; your device is delivered or picked up, whichever you prefer.
Shop what you need now on credit. E-commerce financing that spreads the cost instead of draining your account at once.
Rent financing that takes the pressure off that one brutal annual payment, so your landlord's call stops being a scary one.
Finance flights and travel plans, whether it's a japa trip, family visit or holiday, and repay on a schedule that fits your income.
Quick working capital for SMEs: up to 10% of your last 3 months' POS turnover, capped at ₦20 million.
Access up to 50% of your monthly salary before payday, capped at ₦500,000. For salary accounts domiciled with AltBank for 3+ months.
Because we know your transaction history, your credit line can be pre-profiled the moment you sign in. No statements to upload, nothing to prove.
Seriously. Connect any Nigerian bank securely through Mono, or upload a PDF statement, and see your number in minutes. You'll only open an AltBank account (fully digital, takes minutes) when you take a facility.
AltSupa is a platform of The Alternative Bank, built to banking-grade standards, not another loan app on the timeline.
AltSupa is operated by The Alternative Bank, a licensed non-interest Nigerian bank, with CBN-compliant processes including the standard GSI repayment framework.
End-to-end encryption in transit and at rest, multi-factor authentication and regular security audits. Your data is used for your assessment and never sold.
Bank linking runs through Mono, a CBN-regulated open-banking platform. It never sees or stores your banking password, and you can disconnect after your check.
₦0 to check your line, browse products, or walk away. One 2% application fee, charged only when a facility is successfully disbursed, never before.
Products like AltDrive and AltPower pass a Shariah compliance review. Financing designed around fairness, not compounding interest.
Complaints acknowledged within 24 hours, resolved in 24–48 working hours. Reach us at [email protected] or 0201 888 9090.
Still curious? Email [email protected] or call 0201 888 9090 · 0201 700 0555
It takes minutes, costs nothing, and commits you to nothing. The worst case? You'll know exactly where you stand.
Check my credit line for freeFind the perfect app version for your device by choosing your OS below. You will be redirected to your app store.
Abubakar Muhammad Musa is currently a Sharia Advisor and Consultant for SHAPE Knowledge Services a consulting firm based in Kuwait. He has been involved in product development, Sharia research and approval of Islamic banking products for different clients. His work covers retail banking, corporate banking and project finance deals.
Formerly, Abubakar worked as a Researcher in different units at International Shariah Research Academy for Islamic Finance (ISRA) in Kuala Lumpur, Malaysia. Besides his primary assignments in ISRA, he taught Shariah Rules in Financial Transactions to Chartered Islamic Finance Professional (CIFP) Masters online Students of International Centre for Education in Islamic Finance (INCEIF), Malaysia. He also taught MBA and BBA Students different Islamic Banking and Finance Subjects at University College of Bahrain.
Abubakar holds two Diplomas with distinction, one in Islamic Law and the other in Arabic Language from Al-Imam University Riyadh. He also holds LLB (Hons) degree in Shariah from the same University. He successfully completed his (CIFP) Professional Masters Degree Programme at (INCEIF), Malaysia. He had his internship program on Islamic Banking & Finance at Fajr Capital in Kuala Lumpur. During the programme, Abubakar conducted research relating to product structuring and market development.
Abdurraheem Ahmad Sayi is a legal practitioner and Consultant of over 16 years of active legal practice. He is currently the principal partner, A.A. Sayi & Co. (Qist Chambers) and Qadi, Independent Shari’ah Panel of Lagos State – a platform, through which he has delivered several judgments of in-depth analysis, widely applauded by leading legal and intellectual icons, including learned Judges, professors of law and Islamic Studies.
He is the Executive Director/C.E.O., ClearPath Islamic Centre (Incorporated), Lekki-Lagos and Chief Imam, SilverPoint Central Mosque, Badore, Ajah-Lagos. Fondly called Imam Sayi, Abdurraheem is the designate Chairman, Shari’ah Advisory Committee, Mutual Benefit Takaaful.
Imam Sayi has also authored a few works, some of which include: The Financial Obligations: a compendium of essays on monetary or material obligations under Islamic Law and Waqf (Charity Endowment): The Governing Principles.
He holds a Certificate on Improving Personal Effectiveness from the Lagos Business School (Pan African University) and he is a recipient of numerous awards and certificates of merits.
Education:
Master of Arts Law and Diplomacy, The Fletcher School of Law & Diplomacy.
Bachelor of Arts Arabic & Islamic Studies, The University of Chicago.
Shariah Board Experience:
Bank Muscat Meethaq (2013 – 2017)
Sterling Bank Nigeria (Since 2013)
University Bank, USA (Since 2006)
Abdulkader Thomas has over 35 years of diversified financial services experience in major markets. With a Master of Arts Law and Diplomacy from The Fletcher School of Law & Diplomacy and a BA in Arabic & Islamic Studies from The University of Chicago. His areas of activity have included trade finance, real estate finance, securities and alternative finance.
As the general manager of a foreign bank branch in New York, he secured the first US regulatory approvals of Islamic mortgage and instalment credit/sale as banking instruments. Later, he secured US regulatory approval for profit sharing deposits. Abdulkader has been involved in the successful implementation of these products in the US market. With more than 17years Shariah Board Experience in Bank Muscat Meethaq, Sterling Bank Nigeria and University Bank USA, Abdulkader has worked on IFTA projects in Europe, Africa, Southeast Asia, and an authority on Islamic deal structures and securities.
He also serves as a director of Alkhabeer Capital in Jeddah and Chairman of Alkhabeer (DIFC). He is a member of the international advisory board of the Securities Commission of Malaysia, a published author, and an active speaker on Islamic finance.